resources View All →

The “Modern” Loan Process

The Movement Mortgage Story

Step 1: Get Pre-Approved

What are the benefits a new homeowner would get in getting preapproved with a loan officer firstGetting preapproved for a mortgage with a loan officer before purchasing a home can offer several benefits to a new homeowner:Budget Clarity: Preapproval helps you understand how much you can afford to borrow, giving you a clear budget for your home search. This helps you focus on properties within your financial means and avoids wasting time on homes that are outside your budget.Competitive Edge in Negotiations: Sellers often prefer buyers who are preapproved because it indicates that the buyer is financially ready to proceed with the purchase. In competitive real estate markets, having preapproval can give you an edge over other potential buyers when making an offer.Faster Closing Process: Since much of the paperwork and verification have already been completed during the preapproval process, the overall mortgage approval process tends to be quicker once you find the right home. This can be particularly advantageous in a competitive market where a fast closing may be attractive to sellers.Confidence in Decision-Making: Knowing that you are preapproved for a mortgage can give you confidence in your home-buying decisions. You can make offers on homes with the assurance that you have the financial backing to follow through.Accurate Home Search: Preapproval prevents you from wasting time looking at homes that are out of your price range. It helps you focus on properties that align with your budget, saving you time and energy.Negotiating Power: A preapproval letter can give you stronger negotiating power. Sellers may be more willing to negotiate on the price or other terms when they know you are a serious buyer with preapproved financing.Understanding Loan Options: Working with a loan officer during the preapproval process allows you to explore different mortgage options and understand the terms and conditions associated with each. This knowledge helps you choose the loan that best fits your financial situation and goals.Identifying Potential Issues: The preapproval process may reveal any potential issues with your credit or financial situation. Addressing these issues early on can help you strengthen your financial position before entering into a home purchase.In summary, getting preapproved with a loan officer before buying a home provides financial clarity, enhances your negotiating position, and streamlines the home-buying process, making it a valuable step for new homeowners.

listings View All →

1465 Twining Ave

Beautiful neutral finishes, clean lines and a fresh palette are found in this Del Sol stunner. Nicely sized yard with courtyard like entrance and concrete Tastefully updated throughout from it's newly tiled showers, lvp floors, upgraded fixtures, and thoughtfully planned kitchen with new appliances. Oversized bifold patio doors in the back sun room make the flow to outdoor/indoor entertaining yea-round.

9021 Ronda Ave

Welcome home! The open-concept floorplan is complemented by an upgraded kitchen w/sit-up bar, brand new vinyl floors & chic bathroom finishes. Nestled on a tranquil street abutting an open space (no neighbors behind you!) that's accessible from your property, where you can overlook Snapdragon Stadium & enjoy the events happening there. Your own backyard oasis awaits, providing the perfect escape. *Mini-split heat/AC systems *Pantry *Kitchen Nook & more!

17935 Caminito Pinero

Uncover the perfect single-level condo situated in a desirable ground-level corner spot. Meticulously cared for, it features an open-concept kitchen, vaulted ceiling, and a living room fireplace. The large master suite, complete with a spacious closet, offers a tranquil retreat. Take pleasure in the private patio, including extra storage. Benefit from competitive pricing compared to similar properties, complemented by community amenities such 2 pools, a gym, and tennis courts. Embrace the opportunity for a convenient, comfortable, and exclusive lifestyle.


"Ed is a great communicator and very knowledgeable!"

claudine s

"Eddie is a great communicator and super knowledgeable. I’ve used him several times now and the service is always the same."

lynn g

"Eddie always does a great job. I’ve used him 3 times now and he’s officially “My Loan Guy”. Great communication and speed are how he gets it done! "

lynn g